Loan Programs

The following is a partial list of programs offered by RDS Mortgage Corporation with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 630-435-9100.


Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.

Credit Problems

Troubled credit? Bankruptcy? Been turned down somewhere else? We offer loan programs for customers with credit problems.

Jumbo Loans

Offers 30 and 15 year fixed rate mortgage and competitive ARM products with full documentation.

Cash out and No cash out refinance are allowable. Single family detached, Condo's, PUD's and single-family second homes can be financed with no prepayment penalty.

Challenged Credit Loans

These mortgages are for borrowers with less-than-perfect credit. They can vary from slightly damaged credit to severely damaged. Regardless of your situation, we have a mortgage that will get you back on track.

FHA Mortgage

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little as 3% down payment – and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs.

Flex 97%

Similar to FHA, but without maximum mortgage amount limitations. Must be a single family, owner occupied home and borrower must have a credit score of over 680.

FHA Streamline with No Appraisal

Coming Soon!

IDFPR, Division of Banking
Jorge A Solis
320 W Washington St
Springfield, IL 62786
Phone:  217-782-3000

RDS Mortgage Corporation

Phone: 630-435-9100 | Fax: 815-531-0901
14722 S Naperville Rd, Unit 104, Plainfield, Illinois 60544
RDS is an Illinois Residential Mortgage Licensee #MB.6759848, NMLS# 205337

RDS Mortgage Corporation is a BBB Accredited Mortgage Broker in Plainfield, IL