Tuesday, September 2, 2014

Required Documents

  • Past two (2) years W-2 statements
  • Pay Stubs covering the last (30) thirty days
  • Three most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting....either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced...a fully executed divorce decree
  • For a refinance...a copy of the deed, and most recent tax bill
  • A letter of explanation for any known credit problems

    For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.

 

RDS Mortgage Corporation
14722 S Naperville Rd, Unit 104
Plainfield, Illinois 60544
Phone: 630-435-9100   Fax: 815-531-0901
RDS is an Illinois Residential Mortgage Licensee
 #MB.6759848, NMLS# 205337

IDFPR, Division of Banking 
Jorge A Solis
Director
320 W Washington St
Springfield, IL 62786
Phone:  217-782-3000

RDS Mortgage Corporation is a BBB Accredited Mortgage Broker in Plainfield, IL


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