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The RefiNow and Refi Possible programs offer an affordable refinancing option aimed at making it easier and less expensive for qualifying homeowners to reduce their monthly housing costs by taking advantage of today’s historically low interest rates.

Available to borrowers at or below 100% of the area median income with debt-to-income (DTI) ratios up to 65%, this loan offers features that help to address some refinance barriers and is a great option for creditworthy borrowers who may not have previously qualified.

To qualify for the refinance option, homeowners must have:

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